I added up what a family of six actually puts on a 50-foot cat and got 3,350 kg. The Outremer 51 I like best is rated for 2,700. Here's how I'm dealing with the gap.
I priced our first year on a 50-foot cat for a family of six line by line. The number keeps coming out to $174,000 — and the spread between honest budgets and forum fantasy is wider than people think.
I asked nine underwriters to quote our family circumnavigation. The two real bids came in 71% apart — and the cheaper one was the wrong policy.
Most cruising-cost articles are written by someone who hasn't owned the boat. Here's the honest five-year number for a family of six on a 50-foot catamaran.
